Building Trust
Through Responsible
Lending Since 2024
Leaflending Inc. — your SEC-licensed,
Filipino-focused lending partner, committed to
empowering communities through fair credit access.
Company Overview
A Licensed, Filipino-First Lending Institution
Leaflending Inc. is a duly registered, fully licensed lending company in the Philippines, established in 2024, with SEC Registration No. 2024120181312-01 and Certificate of Authority No. L-24-0801-50, in full compliance with Republic Act No. 9474.
Headquartered in Legaspi Village, Makati City, we have built a strong reputation for secure, ethical, reliable financial services for individuals, employed professionals, and MSMEs. Our core belief: lending should improve lives, not complicate them.
Our Story & Journey
Built For Filipinos, By Filipinos
Leaflending Inc. was founded in 2024 to address a critical gap in the Philippine financial market: ordinary Filipinos were forced to choose between unlicensed predatory lenders with exorbitant rates, or big banks with rigid requirements that shut out everyday workers and small business owners.
We set out to create a better alternative: a licensed, local lending company that combines speed, accessibility, full regulatory compliance, and the respect every borrower deserves. Headquartered in Makati City, we have grown steadily by listening to Filipino borrowers’ real needs, continuously upgrading our systems, risk management, and customer support to deliver a lending experience rooted in Filipino values.
Expanding financial access to underserved communities
Streamlining processes for faster, more inclusive loan evaluation
Upholding 100% transparency and fair lending, no exceptions
Building lifelong, trust-based relationships with borrowers
Our Core Values
The Foundation of Everything We Do
Integrity
We conduct all business with absolute honesty and transparency. We never hide fees, mislead borrowers, or break our commitments — integrity is the non-negotiable foundation of client trust.
Responsibility
We strictly adhere to ethical lending standards and Philippine regulations. We only approve loans aligned with a borrower's repayment capacity, and uphold fair, respectful collection practices with zero tolerance for abusive behavior.
Service Excellence
Our Filipino-speaking team delivers warm, reliable, timely support to every borrower. From first inquiry to final repayment, we're here to guide you through a stress-free experience.
Innovation
We continuously upgrade our processes and secure digital tools to make lending faster, simpler, and more accessible for all Filipinos — innovating for your convenience, not just profit.
Regulatory Compliance & Governance
Our Unwavering Commitment to Compliance
Full regulatory compliance is at the heart of our operations. We are subject to regular SEC audits and oversight, and strictly adhere to all relevant Philippine legislation:
- Republic Act No. 9474 (Lending Company Regulation Act of 2007)
- Republic Act No. 10173 (Data Privacy Act of 2012)
- Bangko Sentral ng Pilipinas (BSP) Fair Lending Guidelines
- Philippine Fair Debt Collection Practices Standards
Our dedicated compliance team conducts regular staff training and strict internal audits to ensure every aspect of our operations meets the highest legal and ethical standards.